CSDA Membership Affinity Programs
The Connecticut State Dental Association leverages the buying power of our members to help them obtain discounts and special offers on a wide range of products or services. Our first responsibility is to our members, so we stipulate that these providers must be responsive to your needs. This includes having enough staff available to answer your calls and getting back to you with a solution in a timely manner as well as having managers who work directly with the CSDA if you are not satisfied with how a problem was resolved. In exchange for our endorsement, these providers agree to give discounts or other special benefits to our members so you can save money on the following products or services. You may click on the name of the company to go directly to that section:
Bank of America - Practice Finance Solutions Bank of America - Home Loan Bank of America - Personal Credit Card CareCredit - Patient Financing Mercedes-Benz: Luxury Vehicles Officite - Website Development/Internet Marketing Singular Payments - Credit Card Processing Southridge Technology - Full Service IT Support
When you need financing for your dental practice, you want to work with someone who understands your industry. For almost two decades, Bank of America Practice Solutions has helped dentists across the nation reach their goals through smart financial solutions* and expert guidance. Whether you own a practice or are just getting started, we can provide customized financial solutions for your short-term needs and long-term aspirations.
Purchase and Start-Up:
Practice sales and purchases
- New practice start-ups
- Owner-occupied commercial real estate products§
Growth & Restructuring:
Improvement and expansion financing
- Equipment financing
- Practice debt consolidation†
Expert guidance. Personal attention. Real solutions.
Association members receive 50% reduction in loan administration fees.‡ To learn more, call us toll free at 800.497.6076 Monday through Thursday, 8 a.m. to 8 p.m., and Friday, 8 a.m. to 7 p.m. EST. You can also visit bankofamerica.com/practicesolutions for more information or to schedule a phone consultation.
* All programs are subject to credit approval and loan amounts are subject to credit worthiness. Some restrictions may apply.
§ 51% owner occupancy required.
† Bank of America may prohibit use of account to pay off or pay down another Bank of America account.
‡ To be eligible for this reduction, applicants must provide association name and membership number at time of approval.
Bank of America is a registered trademark of Bank of America Corporation. Bank of America Practice Solutions is a division of Bank of America, N.A. ©2016 Bank of America Corporation | ARJQRYXH
If you’re a medical professional who wants to buy a home, we’d like to help. The Bank of America® Doctor Loan is designed to meet your unique needs, and may make it easier to qualify for a mortgage.1 For instance, we may not count student loans when we calculate your total debts.2 Other benefits include:
- You can put as little as 5% down on mortgages up to $1 million and 10% down on mortgages up to $1.5 million3
- Start your new position up to 60 days after closing4
- Choose from a fixed- or adjustable-rate loan
The Doctor Loan could be a good choice for medical residents and licensed, practicing doctors, dentists or other eligible medical professionals. Give us a call to learn more. We’ll be there to help you every step of the way, from application until closing.
Contact a mortgage specialist today with questions or to get pre-qualified5: 866.907.4437
(Monday through Friday, 8 a.m. – 10 p.m. Eastern or Saturday, 8 a.m. – 6:30 p.m.)
1 An applicant must have, or open prior to closing, a checking or savings account with Bank of America. Applicants with an existing account with Merrill Edge®, Merrill Lynch® or U.S. Trust prior to application also satisfy this requirement. Medical professional (MD, DDS, DMD, OD, DPM, DO, residents, and students whose employment begins within 60 days of closing) must be actively practicing in their field of expertise. Those employed in research or as professors are not eligible. For qualified borrowers with excellent credit. PITIA (Principal, Interest, Taxes, Insurance, Assessments) reserves of 4-6 months are required, depending on loan amount. Other restrictions apply.
2 Additional documentation is required.
3 Minimum down payment requirements vary by property type and location; ask for details.
4 If applicant’s employment does not commence until after closing, sufficient reserves to handle all debt obligations between closing and employment start date + 30 days must be verified.
5 Pre-qualification is neither pre-approval nor a commitment to lend; you must submit additional information for review and approval.
Credit and collateral are subject to approval. Terms and conditions apply. This is not a commitment to lend. Programs, rates, terms and conditions are subject to change without notice.
Bank of America, N.A., Member FDIC. Equal Housing Lender. ©2016 Bank of America Corporation. ARX9K5VT FL-03-16-0835.C 05-2016
CSDA Bank of America® Credit Card
Earn more cash back for the things you buy most, and a $100 cash rewards bonus after qualifying purchases
Apply for the BankAmericard Cash RewardsTM Visa Signature® credit card for the Connecticut State Dental Association that rewards customers with up to 3% cash back on certain purchases, all while helping to support the CSDA initiatives. In addition to earning cash rewards for yourself, use of this card benefits the CSDA at no extra cost to you!
Here are some of the features of the BankAmericard Cash Rewards Visa Signature credit card for the CSDA, with a $100 cash rewards bonus offer:
For information about the rates, fees, other costs and benefits associated with the use of this credit card, or to apply, Click Here and refer to the disclosures accompanying the online credit application.
- 1% cash back on all purchases.
- 2% cash back at grocery stores and wholesale clubs.
- 3% cash back on gas.
- 2% and 3% category rewards bonuses apply on up to $2,500 in combined quarterly spend in those categories.
- Get a $100 cash rewards bonus after making at least $500 in purchase(s) within the first 90 days.*
- Rewards are automatic and do not expire. There's no need to register your card or sign up to earn your cash rewards.
- Choose how you want to receive your cash. Have it deposited into a Bank of America® checking or savings account or applied as a statement credit.
*You will qualify for $100 bonus cash rewards if you use your new credit card account to make any combination of Purchase transactions totaling at least $500 (exclusive of any fees, returns and adjustments) that post to your account within 90 days of the account open date. Limit one (1) bonus cash rewards offer per new account. This one-time promotion is limited to new customers opening an account in response to this offer. Other advertised promotional bonus cash rewards offers can vary from this promotion and may not be substituted. Allow 8-12 weeks from qualifying for the bonus cash rewards to post to your rewards balance.
This credit card program is issued and administered by Bank of America, N.A. Visa and Visa Signature are registered trademarks of Visa International Service Association and are used by the issuer pursuant to license from Visa U.S.A. Inc. BankAmericard Cash Rewards is a trademark and Bank of America is a registered trademark of Bank of America Corporation. ©2016 Bank of America Corporation.
When patients have an out-of-pocket cost for their dental needs, having special financing available through the CareCredit healthcare credit card may help more accept recommended care.
- 47% of patients who did not have CareCredit said they would have considered financing if it enabled them to get care immediately. *
- 43% of patients said they were very likely or extremely likely to apply for or use CareCredit for treatment fees of $600*. That percentage increased as cost increased.
- Of patients who used CareCredit, had it not been available 29% said they would have gone to another provider and/or 39% would have chosen not to purchase the dental services*.
To help make great financial conversations easier, CareCredit provides free training and resources, many developed in conjunction with leading dental educators, including:
- Insights, ideas and proven strategies that help solve key practice issues such as failed appointments, overhead and attracting new patients.
- FREE Script Kit: Let’s Talk – Tips for Great Patient Financial Conversations.
- And many more.
Yet to join over 100,000 dental teams who accept CareCredit as a financing solution? Members can get started for only $25 (that’s a $170 savings!) Call 800-246-9227 or visit carecredit.com/dental
Already accept CareCredit? Get connected to free resources by calling your Practice Development Team at 800-859-9975, option 1, then 6.
*Patients’ Decision Path to Purchase Dental Care Study,
Rothstein Tauber Inc., 2014 for CareCredit.
Reward yourself with a special incentive – up to $4,500 - on a new Mercedes-Benz.
Membership does have its privileges. Imagine yourself behind the wheel of a sporty C-Class sedan. An incredibly fuel-efficient E250 clean diesel sedan. A spacious M-Class mid-size SUV. The flagship S-Class luxury sedan. Or any other legendary vehicle from Mercedes-Benz. But why imagine when reality is so near?
Choose from over 70 vehicles for purchase or lease. Models start at $32,000. Whatever your heart and driving style desire, now you can make it yours—at significant savings—thanks to this fabulous ADA Member incentive.
For more information visit, ada.org/mercedes or call 866.628.7232.
Officite, the leading provider of dental websites and Internet marketing is the official practice website provider for the Connecticut State Dental Association. Since 2002, Officite has built thousands of websites that have delivered hundreds of thousands of new patient appointments for the dental community. As the endorsed website company for the CSDA, members can launch their online presence with a professional website and Internet marketing plan at a special member rate.
- Pre-designed layouts & editable pre-written Web page content, with option to create completely custom site
- Search marketing programs for first page Google ranking
- Social media and blogs for increased referrals
- Practice reputation management for increased patient reviews and new appointments
- Online patient education for increased treatment awareness
- New Mobile Website solution— your website built for complete functionality on smartphones & tablets.
The following checklist is from Don McKenzie’s course Attracting New Patients from the Internet: How to Launch Your Online Presence, which was offered at the Mohegan Sun during the 2012 CSDA Annual Meeting.
Start getting found online by new patients immediately. To learn more, contact 877.895.4037 or visit www.officite.com/
At Singular Payments we understand that most dentists are not experts in all of the various qualifications, card types, entry methods and how they affect your rates. We ARE, and we take responsibility for not only setting you up properly, but also helping get rid of all the complicated rates and fees! Additionally, we make sure you’re utilizing the best solution for your business, and getting the best possible rate on each and every transaction. “We don’t profit by our customers having all of their transactions DOWNGRADE. Rather, Our ONE FLAT RATE ensures that all of your transactions QUALIFY at the best possible rate. It’s that simple!”
Singular Payments is the premier source for credit card processing solutions. We provide the best for your credit card business and transactions. Our team of experienced professionals will assist you in finding the best total solution. We support hundreds of the industries standard credit card terminals. We also provide our merchants with the option of one of our PCI Validated Gateway Applications, which ensures the safety of all credit card transactions.
Our Gateway Solutions provide superior real time sales reporting, transaction data, multiple user capability (Login Protected) and many other options that will enhance your businesses needs. Call Us Today
Phone: 1 877 829 2170 www.singularpayments.com
Southridge Technology, a full service IT Support Company specializing in dental technology and compliance is the endorsed technology provider for the Connecticut State Dental Association. Southridge has been serving the Connecticut Dental Community for the past 14 years and now as an endorsed provider for the CSDA we are offering special packages and pricing for all members in areas that include:
- Backup Services
- Business Continuity
- Email Solutions
- HIPAA Compliance
- Network Security
- Technology Procurement
- Virus/Malware Protection
- and more…
Ask Southridge about our complimentary technology assessment, step one in helping practices integrate the right technology to meet their business needs. To learn more about our services and CSDA member benefits, please call 203.431.8324 or 860.426.8221 or visit us at www.southridgetech.com
Interested in becoming a CSDA Affinity Program Member click here for more information.
Please contact Jesse Dennehy, Manager of Membership and Professional Services, if you experience any problems with the firm(s) listed above that are not resolved to your satisfaction. Jesse may be contacted at (860) 378-1800 or email@example.com.